It’s not just money. It’s Living the fullest life possible.
Retirement has changed. It no longer means sitting around doing nothing. It means having the freedom to live a FULFILLING, exciting life doing what you’ve wanted to do.
No matter how much money you have when you retire, it’s not fulfilling, if you stop living.
The Wealth Lifestyle is about giving you the autonomy to be active, staying engaged and working, but just working DIFFERENTLY.
Whether that’s doing more charity work, working from home, consulting, traveling, or spending time with your family, the Wealth Lifestyle Method can help you work and live the way you desire, with TRUE FREEDOM.
The wake up call came on October 19th, 1987. After experiencing the financial devastation of “Black Monday” first hand, Steven made it his mission to never watch his friends, family and clients lose their hard earned money again.
He quit the ‘investment’ side of business and decided to work exclusively on the “safe money” side of the industry where he knew his clients would not lose money regardless of what the market does.
His motto was simple: “Do not RISK more than you can afford to LOSE.”
Steven discovered a new innovation called ‘indexed products’ and created The Wealth Lifestyle Method to help clients create true wealth without fear of losing their hard earned money.
No matter what the stock market does, when using the Wealth Lifestyle Method your lifestyle would not be affected. This was crucial for retirees who depended solely on their savings to get them through.
In 2008 when people saw a devastating downturn, none of Steven’s hundreds of clients lost any money due to the financial crisis.
After the Coronavirus crash of 2020, Steven got calls from so many of my clients simply to say, “Thank you for protecting my wealth.”
That’s how he got the name, “The Safe Money Man.”
An untimely death or accident can create additional stress and financial pressure on our closest loved ones if we don't plan ahead.
A single 20% or 30% market crash can not only hurt your account balances, but it can cause you to run out of money years sooner.
CPA and Tax Expert Ed Slott says “Taxes are a larger risk than market crashes.” If you have all your retirement income in qualified plans like IRA’s and 401(k)’s that require you to pay taxes when you take the money out, you have a huge tax liability.
Statistics show that long term health care costs can be the largest expense in retirement, what have you done to protect your nest egg and your family from being hammered by this expense?
Will your nest egg provide enough income to give you the retirement you want, for as long as you live? Most people have no idea.
Longevity is the great RISK MULTILPIER. Do you know how long you will live? Hopefully a long prosperous life. Longer life spans multiply the likelihood of each of these risks happening to you.
If you don’t have a plan in place RIGHT NOW to protect against these 6 Retirement Risks, then
request Steven's Wealth Lifestyle Consultation right now.
You’ll see how to survive and thrive in retirement while protecting yourself against each of
these 6 harmful retirement risks.
Growing up in rural Maine, Steven grew up in a loving home where he was taught old fashioned American values.
He went to a Fundamentalist Baptist Church and his parents instilled the values of hard work from a very young age. He remembers his father was always working hard setting the example for his children to follow.
As a boy, Steven worked everything from newspaper routes, to mowing lawns, and mixing cement and laying brick for his neighbor.
From his very youth, if he wanted something he had to work hard for it to earn the money then buy it himself. He often bought his own school clothes and his favorite new Raleigh Chopper bicycle.
Steven was taught responsibility. In his household, if you left the room, you always turned off the light and took off your shoes at the door.. He was taught good manners and to always have respect for his elders. To this day, he opens the door for women, and is often complimented on his respect for others.
As a financial advisor, he likes to base his strategies on time tested principles. Not flashy ‘flavor of the week’ tips or ideas. Some investors like to chase returns like the Hare trying to ‘get rich quick’ and often they end up sorry. His methods may not be flashy, like the slow and steady Tortoise, but we all know who wins the race…
Clients who want to know they are going to win the financial race have confidence that the Wealth Lifestyle will get them there because it’s not based on gambling in the market. IT’s based on guarantees and mathematical certainty.
Steven makes it a personal mission to give back each year by supporting local ministries such as Cove Church International, Edify, and donating to various Churches and charitable organizations that attend to underserved communities.
Steven has volunteered at Summer Church Camp, served as a prayer leader on Overseas Mission trips, sang in Church Choir, and stays aware of anyone he comes across that may need help and support.
Steve is a self proclaimed “motorhead” and sports car collector.
His alter-ego loves to go FAST. While Stevens approach is slow and steady when it comes to wealth…there’s nothing more exciting than racing at high speeds behind the wheel of an amazing car with incredible power.
Growing up around cars and motorcycles his whole life, Steven enjoys everything from dirt bikes, snowmobiles and adventure bikes, to four wheelers. He got his first dirt-bike at the age of 16—he’s always loved being out on the open road, surrounded by nature.
Today, he is an avid fan of NASCAR, Indycar,NHRA, F1, and World of Outlaws and has been to many famous racing events such as Daytona, Bristol Motor Speedway, Rockingham, and the World of Outlaws dirt track races.
When he’s not working, you can find him at the Speedway Club at the Charlotte Raceway. He owns several motorcycles, and recently participated in the Kyle Petty charity motorcycle ride from Michigan to Savannah Georgia.
Steven also loves classic cars and pickups, his latest edition is a 15 year dream, a 1948 Custom Chevy pickup.
Steven considers his family to be his greatest accomplishment.
“My children have turned out to be incredible people that I am so very proud of, my wife Cindi of 31 years is a Rock, a very loving, caring supportive wife that has stuck with me and has been my partner and friend through the ups and downs of life.”
Music Has Been A Family Tradition
For Decades...
“Music moves me and touches my soul.”
Steven inherited his love for music from the England side of his family.
“Dad was the same way, he had a great voice and played the clarinet.”
Steven has always found joy in singing, whether that’s in high school chorus, in church, at weddings, and he’s even recorded a gospel album. His love for music carried over to his daughter Paige. She is a gifted songwriter, plays piano and guitar and graduated from Berklee College of Music. She also just released her first album.